Financial Planning
Financial planning made easier
We discuss your circumstances, goals and objectives, then prepare recommendations through a documented advice process covering the areas relevant to you.
What we can help with
Build a plan around your goals
Financial planning can feel daunting. We make the process easier to follow while keeping the decisions personal to your goals and needs.
Superannuation
Review fund costs, suitability, investment options and insurance available through superannuation as you move from early working years toward retirement.
Retirement
Consider transition-to-retirement pensions, allocated pensions or annuities, Centrelink eligibility and the steps involved in moving into retirement.
Investments
Discuss whether an investment account may be appropriate and review investment options within the advice process.
Personal insurance
Consider Life, Total and Permanent Disability, Trauma and Income Protection cover, including the amount, cost, affordability and whether cover is held inside or outside superannuation.
Centrelink
Review potential eligibility beyond the Age Pension, including JobSeeker Allowance and Disability Support Pension where relevant.
Estate-planning strategies
Understand how superannuation can interact with a Will and receive general information about Power of Attorney and Advance Care Directive options. Legal documents and legal advice require an appropriately qualified legal practitioner.
The advice journey
From discovery to ongoing review
Discovery
Understand your personal and financial circumstances and identify your financial and lifestyle goals.
Analyse
Review your current situation, objectives and areas that may need attention.
Prepare and present
Prepare a Statement of Advice setting out recommendations, risks, benefits and implementation costs.
Implement
Help complete agreed applications and paperwork while keeping you updated on progress.
Confirm completion
Let you know when implementation of the recommendations is complete.
Ongoing service
Offer an annual review, access for queries and help with administration for superannuation, investments or insurance.
Statement of Advice
Understand the recommendation before you act
Your financial plan records the recommendations, their risks and benefits, and the costs involved in implementation.
Once you choose how to proceed, we can help implement the agreed recommendations and advise you as each stage is completed. If you take up ongoing service, preparation for the annual review begins approximately one to two months before the review is due.
The ongoing service option also provides a way to contact your adviser with questions during the year and seek help with administration for a superannuation or investment account or insurance.
Client story
David and Mel's financial plan
David and Mel asked us to review their superannuation, personal insurance, loans, estate-planning arrangements and ongoing review needs. The review considered these areas together so the recommendations could support their broader financial position.
Read David and Mel's story“Assured Wealth Advisors are always prompt to follow up with any financial advice and answer any of my questions. A great team that I would recommend.”Janette, Financial Planning and Accounting Client
Planning resources
Tools to help you plan
Use the financial-planning brochure and calculators for budgeting, savings goals, net worth, employer super contributions, retirement, account-based pensions and life insurance.
Open financial-planning resources
Every time we prepare a Statement of Advice, we will donate 1% of the fee to providing education for a child in need. See our Accountants For Good commitments.
This webpage is published by Assured Wealth Advisors Pty Ltd. Assured Wealth Advisors Pty Ltd (CAR No: 433035) are authorised representative of Synchron Advice Pty Ltd (AFSL 243313) for financial planning services only.
The information is general in nature and does not take into account your personal objectives, financial circumstances or needs. Financial products entail risk of loss. This content is restricted to Australian residents and the intended recipient. Read the General Disclaimers and Financial Planning Privacy Policy.
Talk with us about planning
Call the office for a financial-planning appointment or send an enquiry and we will contact you.
Send an Enquiry*New Financial Planning, Lending or Business Accounting only.