Lending
Lending advice for your home, investment or business
We help first-home buyers, families, couples, professionals, self-employed clients and investors understand their finance options and move through the application process.
Finance pathways
Finance for property, vehicles and business needs
We complete the application process with you and discuss the structure and terms that apply to your circumstances. Approval is always subject to normal lending criteria.
Home and investment
Home loans, investment property loans, renovations and refinancing.
Personal and debt
Personal loans, lines of credit, debt consolidation and refinancing.
Business and commercial
Commercial and business loans for the ongoing finance needs of a business or company.
Vehicles, equipment and leasing
Asset finance and leasing for cars, business vehicles and equipment.
Loan structure
More than just the interest rate
The way a loan is structured can matter alongside the interest rate.
We have a panel of loan providers to select from. We can discuss offset and redraw facilities, variable and fixed rates, repayment periods, and leasing terms including residual terms. Existing lending clients are offered an annual interest-rate review. Paul can also arrange a no-obligation review of current loans to consider whether they still suit your financial needs.
- First-home buyers, families and couples planning their next move.
- Professionals and self-employed clients who need a clearer application path.
- Investors considering property finance and supporting reports.
Application process
A clear path from first conversation to settlement
Discovery
Meet by phone, Zoom or face to face to understand your goals and requirements.
Collect
Collect the information needed to validate your financial position.
Review and structure
Discuss a lending structure and the lending options considered suitable for you.
Implement
Organise the application and submit it to the lender.
Settle
Coordinate settlement and keep you updated through the process.
Support
Provide ongoing updates and reviews as your life and needs change.
Application updates can include: conditional approval, valuations, formal approval, loan documents, returned documents, ready-to-settle confirmation, settlement booking and loan settlement.
Protection during the loan process
Protection options worth considering
A serious injury, illness or death can affect the ability to keep servicing a loan. Personal risk insurance may provide financial protection, depending on the provider, policy terms and conditions.
Benefits, exclusions, limits and conditions vary. During the application process we can provide options to consider and, if needed, arrange advice specific to your individual situation.
Property reports
Property information before you decide
Email the full property address to paul@assuredwealth.com.au and we will organise the reports within 24 hours.
| Report | Information included |
|---|---|
| Suburb Profile Report | Recent sales history, demographics, average ownership length, owner-occupier and renter proportions, days on market, vendor discount, properties for sale and rent, and indicative gross rental yield. |
| Property Profile Report | Past sales history for a property, prior time on market, indicative estimated value, comparable sales, current listings, rentals and local school details. |
| Sales History Report | Recent sales history and median prices for one, two, three, four and five-plus bedroom property types in a suburb. |
Lending support
From application to settlement
Shannon and Sara received help through an investment-property loan application, valuation, lender communication, documents and transfer of funds. Marko received help comparing finance for a Ford Transit van and Kia Carnival so he could spend more time building his business.
Read the lending storiesPrepare and calculate
Documents to prepare for your application
Use the loan checklist for identity, employment, income, expense and property information, then explore mortgage, switching, personal-loan and credit-card calculators.
Every time we settle a lease or loan, we will donate 1% of the commission to providing shelter for a family in need. See our Accountants For Good commitments.
Assured Lending Solutions Pty Ltd (604 895 552) is a credit representative (475679) of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237.
Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only. Read the Lending Privacy Policy, Lending Website Policy and Lending Complaints process.
Talk with us about your finance needs
Talk with us about a home, investment, vehicle, equipment, commercial or business lending need.
Send an Enquiry*New Financial Planning, Lending or Business Accounting only.